Just because you're pinching pennies doesn't mean you have to scrimp on Christmas gifts.

The key? Exchange money for time. This week I'm highlighting three Christmas gifts you can make in your kitchen in mere minutes, for mere pennies.

First up: banana bread.

Until I tried this recipe, I was never a huge fan of banana bread. I could take it or leave it. But this recipe is not only easy, it's maybe the best quick bread I've ever tasted. With some colored plastic wrap and ribbon, you've got a thoughtful, tasty gift.

And bonus: the leftover batter is all yours, and it's almost as good as the bread itself.

Banana Bread
Adapted from The America's Test Kitchen Family Baking Book

2 cups flour
3/4 cup sugar
3/4 teaspoon baking soda
1/2 teaspoon salt
3 bananas, mashed well
6 tablespoons unsalted butter, melted and cooled
2 eggs
1/4 cup plain yogurt
1 teaspoon vanilla extract

Heat oven to 350 degrees. Grease one loaf pan.

Whisk flour, sugar, baking soda and salt in a large bowl. In a medium bowl, whisk mashed bananas, melted butter, eggs, yogurt and vanilla. Gently fold banana mixture into flour mixture with a rubber spatula until just combined. Batter will be thick.

Scrape batter into pan and smooth top. Bake until golden brown and a toothpick inserted into the center comes out nearly clean, 55 minutes. Rotate the pan halfway through baking.

Let cool 1 hour before serving.